Category: Credit Cards

January 31, 2023

Recurring Card Payments

Recurring Card Payments (RCP), sometimes known as a Continuous Payment Authority (CPA) occurs when a consumer gives a Merchant permission to regularly take funds from a debit or credit card. ....

June 5, 2017

Cardstream Functionality

In eCommerce and FinTech, the technologies that are most versatile are the ones that thrive. Your business must provide a solution that protects your merchants and gives them the tools ....

February 23, 2017

The Payment Facilitator

Behind the Payment Facilitator There is no one-way to process card payments. We always have a fundamental model of card processing: a terminal, a merchant account, and the party’s own ....

January 25, 2017

Just What are Blockchains Anyway?

Blockchains, a Work in Progress. I find it hard to imagine a topic more debated in FinTech than blockchains. I see speculation on blockchains is rife - however, blockchain's progress ....

December 20, 2016

Recurring Payments

What are Recurring Payments? Technology and buying behaviours both change. Cloud-based rentals via recurring payments are popular where we used to see physical products. Think Blockbusters versus Netflix, or Spotify ....

October 31, 2016

EU’s Fourth Anti-Money Laundering Directive

What is AML (Anti-Money Laundering)?   Security is paramount to Cardstream. We think about security at every level of our business, constantly evaluating our operations, functions and security to optimise ....

June 30, 2016

Age of the Credit Card

The swinging 60s. Revolution was at the heart of these years. Technology and the zeitgeist were evolving, music was evolving and retail was evolving. It’s all connected. At a time ....

July 21, 2015

Apple Pay

Apple have released their new payment option, Apply Pay Contactless. This new payment option has essentially started a new era of payment methodologies from a pioneering electronics company. Apple has ....

May 21, 2015

From Cash to Card

Times are changing. The popular chant ‘Cash is King’ may now be being drowned out by the beep or squeak of a Card Machine, wallets are getting thinner. But not ....

May 7, 2015

Key IVR

Key Interactive Voice Response systems (Key IVR), from a business point of view, are effective and reliable. The technology for these systems is ever evolving and ever developing. Companies can ....