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Welcome to Cardstream's Open Payment Network.

All of our secure and easy integration tools can be fully white labelled for our Partners. The integration tools include sample code; test cards; test accounts; and on-demand support from our responsive support team of experienced technicians.

Our Partner focused ethos means that we develop and enhance the latest industry features rapidly and in line with the needs of our Partners.

A future proof platform packed with features

  • Fully white labelled award winning platform

  • PCI DSS Level 1 compliance

  • DDoS mitigation

  • All major shopping cart modules supported

  • 150+ Alternative Payment Methods

  • Tokenisation with recurring payments

  • Fully responsive with custom payment pages

  • Security checks and fraud prevention solutions

  • Reporting across all sales channels in one portal

  • Ever-evolving technology

  • Secure cloud high availability

  • Support all major card types

Explore the Documents

Integrations

Direct Integration

With direct integration, your merchant’s website (complete with secure certificate) captures the user’s personal and credit card details and then forwards these behind the scenes to the secure Cardstream gateway. Cardstream then performs any necessary fraud and security checks, clears the payment with the acquiring bank and sends a response back to your merchant’s website, which then delivers a formatted response back to the customer.

Direct integration is more complex than the hosted forms method, but it does mean that the entire shopping process can occur within your merchants’ websites, providing a seamless experience for their customers.

For standard Visa and MasterCard Testing use merchant ID 100001, or for 3D Secure Testing use 100856.

As a white label payment gateway Partner, the direct integration is fully branded as your own; sits on your URL with your logo and branding; and provides your merchants with your own test credentials.

Direct Integration Guide

Hosted Form

With the hosted form method, your merchant’s customer is passed to the Cardstream gateway where they then enter their card details and receive a response for the transaction, before being re-directed back to your merchant’s website. In this scenario, no secure certificate is necessary and the user experience is similar to direct integration.  This is the simplest way to integrate with Cardstream.

Our standard hosted form carries minimal branding so as not to detract from your own branding. If you prefer, it can be customised with a branded header and footer for your company.

Hosted Form Example

For standard Visa and MasterCard Testing use merchant ID 100001, or for 3D Secure Testing use 100856.

As a white label payment gateway Partner, the direct integration is fully branded as your own; sits on your URL with your logo and branding; and provides your merchants with your own test credentials.

Hosted Forms Integration Guide