We work with a wide variety of businesses in a range of industries to allow them to monetize payments. Becoming a Referral Partner is a simple, streamlined process that allows you to place your Customer with a future-proof payment provider. This provides you with an additional revenue stream. We are flexible with our approach, allowing for both a hands-on and hands-off approach. Contact us today to find our more and unlock an additional revenue stream for your business.

We build API's that developers love ❤️

We develop and enhance the latest industry features rapidly and support our partners directly.

All of our secure and easy integration tools can be fully White Labelled for our Partners. The integration tools include sample code; test cards; test accounts; and on-demand support from our responsive support team of experienced technicians.

Who We Integrate With

Cardstream provides White Label Payment Gateway solutions for software companies, Acquirers, Payment Service Providers, Independent Sales Organisations and other value added service providers. The powerful Open Payment Network manages the whole payment process across different countries.

Harness the power of the Open Payment Network

Features and benefits

Cardstream's White Label Payment Gateway offers huge benefits to its Partners

Virtual Terminal

Virtual Terminal

Accept card payments by phone without needing a website. If you have an internet connection, the virtual terminal can be used on any PC, smartphone or tablet device.

Reporting Capabilities

Reporting Capabilities

Cardstream’s reporting tool helps you to understand and reconcile the activity in your account. All your transaction data can be filtered and exported as reports.

Recurring Transaction

Recurring Transactions

Recurring payments allow a merchant to charge a customer’s card for goods or services on a prearranged, recurring schedule. 

Digital Wallet

Digital Wallets

A digital wallet is a software-based system that securely stores users’ payment information and passwords for numerous payment options.

Third Party Integration

Third-Party Integrations

You can integrate using with third parties, allowing for different levels of control and communication.  


YouLend Cash Advance

With YouLend, E-Commerce platforms, technology companies, and payment service providers can offer fast and flexible funding to their Merchants.


Kount Anti Fraud

Cardstream offers fraud prevention technology through their third-party integration with Kount.

Acquirer Dependant

Acquirer Independant

An acquiring bank is a bank or financial institution that processes credit or debit card payments on behalf of a Merchant.


Xero Partner

Cardstream’s gateway provides invoicing for Merchants and a White Label invoicing solution available for Resellers to use. 

Transaction Routing

Transaction Routing

We offer a real-time routing tool that allows you to select which Merchants should be grouped together and the order of priority within the groups.

Batch Processing

Batch Processing

Cardstream’s Batch Processing solution allows you to submit many payment or modification requests simultaneously using our Direct API to let us know the transactions you want us to process in bulk.

Multiple Boarding

Multiple Boarding Options

Cardstream offer multiple boarding solutions for your Merchants.



The MMS is available to all Partners and Merchants of the Gateway; each user has independent user access, which can be configured on a permission basis. 

Secure Cloud

Secure Private Cloud

Private cloud is similar to other forms of cloud environments in that it offers virtualised resources via physical components.



Tokenisation can help keep customer payment data secure while increasing authorisation rates and providing a seamless customer experience. 


Strong Customer Authentication (SCA)

Strong Customer Authentication (SCA) is a way of proving the identity of a cardholder during an online transaction. 

Pay By Link

Payment Links & QR Codes

Pay By Link is a simple and useful tool to let customers pay by credit and debit card using a secure link.


3D Secure 2.0 (EMV 3DS)

3-D Secure requires customers to complete an additional verification step with the card issuer, which helps prevent unauthorised use of cards and protects Merchants from exposure to fraud. 

PCI Complience

PCI-DSS Level 1

Leverage our Level 1 PCI-DSS compliance.