October 30, 2020
Strong Customer Authentication (SCA) requirements officially went into effect on September 14th, 2019. On October 16th, 2019, the European Banking Authority announced that the new SCA requirements should be fully ....
June 1, 2020
A lesson in smartphone identity verification from HSBC HSBC has always been among the most stringent of the Big Four Banks when it comes to security. While TSB only ask ....
May 1, 2020
A future without passwords? Today is world password day. So here is a blog on this very topic. 81% of company data breaches are due to poor passwords The average ....
March 1, 2020
Online Payments 101: An Easy Tokenisation Explainer There are few things in life as frustrating as having to enter your card details EVERY SINGLE TIME you shop online. It takes ....
October 15, 2019
What is happening with SCA? 51% of online sellers in the EU would have missed the 14 September 2019 SCA deadline Blogs were written; letters were sent; emails were read. There ....
July 26, 2019
PSD2: Get Set for Strong Customer Authentication PSD2 has changed the landscape of banking forever – breaking the monopoly that banks have traditionally held over their customers’ account data. Good ....
May 28, 2019
3DS 1.0 - consumers and merchants the world over may not have known its name, but they sure knew of the maddening problems it could cause at the checkout. False ....
April 11, 2017
Card Issuers have intertwined card payments with consumerism right now. Commerce is card-centric, whether in its cardholder-present or virtual form. Well, kiss goodbye to familiarity because the European Banking Association ....
Blockchains, a Work in Progress. I find it hard to imagine a topic more debated in FinTech than blockchains. I see speculation on blockchains is rife - however, blockchain's progress ....
October 31, 2016
What is AML (Anti-Money Laundering)? Security is paramount to Cardstream. We think about security at every level of our business, constantly evaluating our operations, functions and security to optimise ....
