Category: Security & Compliance

June 1, 2020

A Lesson In Smartphone Identity Verification From HSBC

A lesson in smartphone identity verification from HSBC HSBC has always been among the most stringent of the Big Four Banks when it comes to security. While TSB only ask ....

May 1, 2020

A future without passwords?

A future without passwords? Today is world password day. So here is a blog on this very topic. 81% of company data breaches are due to poor passwords The average ....

March 1, 2020

Online Payments 101: An Easy Tokenisation Explainer

Online Payments 101: An Easy Tokenisation Explainer There are few things in life as frustrating as having to enter your card details EVERY SINGLE TIME you shop online. It takes ....

October 15, 2019

What is happening with SCA?

What is happening with SCA? 51% of online sellers in the EU would have missed the 14 September 2019 SCA deadline Blogs were written; letters were sent; emails were read. There ....

July 26, 2019

PSD2: Understanding Strong Customer Authentication

PSD2: Get Set for Strong Customer Authentication PSD2 has changed the landscape of banking forever – breaking the monopoly that banks have traditionally held over their customers’ account data. Good ....

April 11, 2017

PSD2 – Terraforming the Payments Industry

Card Issuers have intertwined card payments with consumerism right now. Commerce is card-centric, whether in its cardholder-present or virtual form. Well, kiss goodbye to familiarity because the European Banking Association ....

January 25, 2017

Just What are Blockchains Anyway?

Blockchains, a Work in Progress. I find it hard to imagine a topic more debated in FinTech than blockchains. I see speculation on blockchains is rife - however, blockchain's progress ....

October 31, 2016

EU’s Fourth Anti-Money Laundering Directive

What is AML (Anti-Money Laundering)?   Security is paramount to Cardstream. We think about security at every level of our business, constantly evaluating our operations, functions and security to optimise ....

August 12, 2016

PCI DSS 3.2 Changes

Audits affect all sectors in some shape or form. These exist to protect consumers and merchants, they are therefore extremely important, despite the fact they can sometimes cause a few ....

August 13, 2015

Unassigned Worldpay Merchants

Growing up we are bombarded by clichés as part of a primary education. One of the most prominent of these, at least for me, was ‘Don’t put all your eggs ....