Category: Commercial and Enterprise

April 24, 2023

The Year of the PayFac

Payment Facilitators, also known as ‘PayFacs’, became popular in the 1990s. They were conceived to help small and medium sized businesses accept online payments. The PayFac model allows companies who ....

December 13, 2022

Soft Declines

A soft decline occurs when a customer’s issuing bank is willing to approve a transaction but not in its current state. Of all declines, roughly 85% can be deemed as ....

December 6, 2022

Merchant Management System

With Cardstream, your Merchants are provided with the necessary tools to adapt their payments to suit their business’ needs. The Merchant Management System (MMS) contains an easy-to-navigate dashboard, giving an ....

September 20, 2022

Dynamic Currency Conversion

Dynamic Currency Conversion (DCC) is a payment feature that converts a Merchant’s local currency to the equivalent cost in the cardholder’s local currency. The cardholder can review the exchange rate ....

July 12, 2022

Amazon Prime Day

Amazon’s annual exclusive sale is set to take place on the 12th and 13th of July. Unlike most high-profile sales, the deals on offer are only for users who have ....

July 5, 2022

Summer Payment Trends

June marks the beginning of summer for the Northern Hemisphere, and with that comes a shift in Summer payment trends. With 2022 being the first restriction-free summer the UK and ....

August 4, 2021

Cardstream® Announces its Partnership with Sticky™

TAUNTON, SOMERSET 04/08/2021 Multi award winning Cardstream® has today announced its partnership with Sticky™, a Software as a Service (SaaS) platform that offers a unique and engaging panoply of branded ....

June 5, 2017

Cardstream Functionality

In eCommerce and FinTech, the technologies that are most versatile are the ones that thrive. Your business must provide a solution that protects your merchants and gives them the tools ....

April 11, 2017

PSD2 – Terraforming the Payments Industry

Card Issuers have intertwined card payments with consumerism right now. Commerce is card-centric, whether in its cardholder-present or virtual form. Well, kiss goodbye to familiarity because the European Banking Association ....

February 23, 2017

The Payment Facilitator

Behind the Payment Facilitator There is no one-way to process card payments. We always have a fundamental model of card processing: a terminal, a merchant account, and the party’s own ....