Category: Strong Customer Authentication

August 26, 2025

Stay Alert: Watch Out for Phishing Websites, Ads, and Messages

Cybercrime is constantly evolving, and phishing remains one of the most common tricks used to steal personal and financial information. Whether it’s through fake websites, dodgy adverts, or messages that ....

July 19, 2025

Staying Ahead of the Scammers: Phishing, Card Fraud, and Other Payment Threats

At Cardstream, we work with our Partners and Merchants to help them stay ahead of these risks. Below, we explore some of the most common types of fraud in the ....

March 7, 2023

What’s Next For SCA?

Prior to 2019, authentication used to only occur in rare situations, such as when a transaction was required as “high risk”. 2022 saw the deadline for the implementation of Strong ....

March 9, 2022

What is PSD2 and SCA?

With ever changing legislation, you may find yourself wondering what are PSD2 and SCA? What is PSD2? PSD2 is the second version of the directive created by the European Union ....

October 30, 2020

Which of the SCA deadlines are you working towards?

Strong Customer Authentication (SCA) requirements officially went into effect on September 14th, 2019. On October 16th, 2019, the European Banking Authority announced that the new SCA requirements should be fully ....