Tag: Cardstream

September 5, 2023

The Evolution of the PayFac

In the rapidly changing landscape of modern commerce, the way we pay has undergone a remarkable transformation. One pivotal player in this evolution is the payment facilitator—a concept that has ....

August 1, 2023

Test Cards – What You Need to Know

In the fast-paced world of online transactions, ensuring a smooth Payment Gateway integration is crucial for businesses. Test Cards play a vital role in this process, enabling developers to simulate ....

July 12, 2023

Understanding ISV in Payments

In the realm of payments, ISV stands for Independent Software Vendor. These dynamic entities play a pivotal role in revolutionising the way businesses process transactions, manage finances, and enhance customer ....

June 27, 2023

What is a Payment Gateway?

In today's digital age, online transactions have become the norm, revolutionising the way we do business. At the heart of this revolution lies the Payment Gateway, an integral component that ....

June 20, 2023

Streamlining the Checkout Process: Optimising E-Commerce Businesses for Success

The checkout process is the make-or-break moment for E-Commerce businesses. A seamless andoptimised checkout experience can significantly boost conversion rates and customer satisfaction. Inthis blog post, we will explore key ....

May 2, 2023

E-Commerce Solutions

One challenge for Merchants is whether they should implement an E-Commerce Module, and if so which one? Cardstream’s Open Payment Network (OPN) offers an independent Payment Gateway with an extensive ....

April 24, 2023

The Year of the PayFac

Payment Facilitators, also known as ‘PayFacs’, became popular in the 1990s. They were conceived to help small and medium sized businesses accept online payments. The PayFac model allows companies who ....

April 17, 2023

What is a Referrer Partner?

Companies such as web development agencies, ticketing providers, and consultants have a unique opportunity to provide a comprehensive solution for their clients. From website design to E-Commerce functionality, agencies strive ....

March 7, 2023

What’s Next For SCA?

Prior to 2019, authentication used to only occur in rare situations, such as when a transaction was required as “high risk”. 2022 saw the deadline for the implementation of Strong ....

February 15, 2023

Pay By Bank App

You may have seen that Pay by Bank App is becoming a more prominent way consumers choose to pay, but what is it? Brought to market by Mastercard, Pay by ....