About Cardstream

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Cardstream is a PCI DSS Level 1 compliant provider of payment solutions within a robust, flexible and scalable payment infrastructure.

Cardstream continues to build a global network of more than 400 Acquirers; Alternative Payment Methods; shopping cart platforms; and fraud providers – all accessed via a single integration.

Cardstream supports all worldwide currencies and all major card schemes in over 120 countries for its current portfolio of 100+ Reseller Partners and their tens of thousands of Merchants.

The Open Payment Network is ideal for Acquirers; Payment Service Providers; Payment Facilitators; Independent Sales Organisations; Independent Software Vendors; and other Value Added Service Providers.

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Contact

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Careers

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Look at current vacancies to join our payments revolution

How Cardstream Supports January Sales Success for Partners & Merchants

January has become one of the most important trading periods of the year, with winter sales driving significant increases in online and in-store transactions. According to the Office for National Statistics (ONS), retail sales volumes in Great Britain rose by 1.7% in January 2025 after a fall in December 2024, showing a clear rebound in consumer spending at the […]

The Rise of Open Banking in 2026

Why Account-to-Account Payments Are Transforming Digital Commerce — and How Cardstream Supports the Shift  Open Banking is set to play an increasingly important role in payments throughout 2026. Across the UK and Europe, Merchants, platforms, and consumers are exploring account-to-account (A2A) payments as an alternative way to pay, driven by a demand for lower costs, improved security, and smoother […]

How Cardstream’s PayFac-as-a-Service Empowers the Hospitality Sector

In hospitality, the guest experience begins long before check-in. Whether booking a hotel room, reserving a table, or purchasing add-on experiences, today’s travellers expect everything to be unified in one seamless journey. Behind the scenes, however, hospitality platforms face a complex reality: onboarding multiple merchants, managing varied commission structures, coordinating payouts, and ensuring compliance, all […]

Black Friday & Cyber Monday 2025: What Hospitality & Marketplace Businesses Need to Know

As we approach one of the biggest retail events of the year, Black Friday on Friday, 28 November 2025, with Cyber Monday following on Monday, 1 December, the pressure (and opportunity) for marketplaces and hospitality platforms is intense. For any business that handles bookings, payments, Merchant of Record flows or multi-vendor partner ecosystems, this period […]

Reflections from Hospitality Tech Expo 2025

By Lee Reilly, Sales Enablement Manager, Cardstream  Last week, I had the privilege of representing Cardstream at Hospitality Tech Expo 2025 at ExCeL London, a key event bringing together innovators, hoteliers, restaurateurs, and technology providers from across the hospitality space. The energy in the halls, the conversations, and the ideas floating around confirmed one thing: […]

How Cardstream’s PayFac-as-a-Service Empowers the Parking Sector 

The parking industry is evolving rapidly. From traditional cash and ticket machines to mobile apps, contactless payments, and the management of Penalty Charge Notices (PCNs), customers now expect a smooth, digital-first experience when paying for parking. For merchants, the challenge is to meet these expectations while managing costs, compliance, and increasingly complex payment infrastructures. This […]

Joseph Perry joins Cardstream® as Director of Sales

A leading fintech business has appointed a new Director of Sales.  Joseph Perry has joined Cardstream® Group, to head up its commercial strategy, with the ambition of helping take Cardstream to the ‘next level’ and build on what has been a very successful period for the business.   Joseph, who is 35, has worked in the […]

Visa’s Acquirer Monitoring Program (VAMP): How to Stay Compliant with Cardstream

Visa’s Acquirer Monitoring Program (VAMP) will come into effect on October 1, 2025, changing how fraud and disputes are monitored across the payment ecosystem. VAMP will replace the existing Visa Fraud Monitoring Program (VFMP) and Visa Dispute Monitoring Program (VDMP) with a single, unified framework. Under the new rules, Merchants who exceed Visa’s thresholds will […]

Stay Alert: Watch Out for Phishing Websites, Ads, and Messages

Cybercrime is constantly evolving, and phishing remains one of the most common tricks used to steal personal and financial information. Whether it’s through fake websites, dodgy adverts, or messages that look legitimate at first glance, these scams are designed to catch people off guard. At Cardstream, we take security seriously and want to ensure you […]

Elevate 2025: Unlocking the Future of Payments in Physical Activity Tech

By Lee Reilly, Sales Enablement Manager What a fantastic week at Elevate 2025, the must-attend B2B event for the physical activity sector, held at Excel London. The energy in the room was palpable, with live workouts, inspiring talks, and an atmosphere buzzing with excitement. As a sports enthusiast myself, it was great to be surrounded […]