Open®Payment Network

Join our OPN® global revolution

The Open Payment Network offers an intertwined collection of acquirers, alternative payment methods, fraud solutions and payment integrators – all available via a single API.

Cardstream’s flexible configurable infrastructure makes it simple for partners to deploy custom solutions for their merchant clients. Single API access to the Open Payment Network enables partners to offer a wealth of open source payment transaction methods to the customer from a single source, whether by e-commerce, m-commerce, pay links, telephone or in-store point-of-sale.

The Open Payment Network is purposely designed under a modular architecture.

Each module being able to work independently so partners can select each module to fit their requirements. Modules include the following examples:

Acquirer connections
Alternative Payment Methods
Fraud solutions
POS solutions
E-commerce shopping cart modules
MOTO solutions

For a full list of our features, please view our Gateway Capabilities.

Removing Payment Complexity.

Cardstream undertake the backend heavy lifting and work with financial institutions, regulators, PCI auditors, secure payment networks, DDoS mitigation providers, fraud prevention specialists, acquirers and card schemes, so businesses who partner with Cardstream don’t have to. Spend less time on individual technical integrations and more time on building relationships and generating revenue.

The Open Payment Network Concept

Open to Global Commerce

Multifaceted global acquirer connections to serve global partners and merchants.

Open to any Payment Method

Multifaceted global acquirer connections to serve global partners and merchants.

Open Culture

Openly engage with new partners to join the Open Payment Network.

Open Source

Open to external teams to enhance and develop the Open Payment Network.

Open Always

99.998% up-time and 24/7 customer support.

Open Network

A collegial ecosystem of different partners mutually benefitting one another for the greater good of the end merchant.

"The experts in global payment processing."