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	<url>
		<loc>https://cardstream.com/glossary/pin-personal-identification-number/</loc>
		<lastmod>2019-01-18T06:26:26+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/end-to-end-security/</loc>
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	<url>
		<loc>https://cardstream.com/glossary/pki/</loc>
		<lastmod>2019-01-18T06:26:41+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/expired-card/</loc>
		<lastmod>2019-01-18T06:26:43+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/verified-by-visa/</loc>
		<lastmod>2019-01-18T06:26:44+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/plastic/</loc>
		<lastmod>2019-01-18T09:34:29+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/floor-limit/</loc>
		<lastmod>2019-01-18T06:27:02+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/visa/</loc>
		<lastmod>2019-01-18T06:27:05+00:00</lastmod>
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	</url>
	<url>
		<loc>https://cardstream.com/glossary/point-of-sale-pos/</loc>
		<lastmod>2019-01-18T06:27:17+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/fraudulent-transaction/</loc>
		<lastmod>2019-01-18T06:27:19+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/visa-acquirer/</loc>
		<lastmod>2019-01-18T06:27:25+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/policy/</loc>
		<lastmod>2019-01-18T06:27:34+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/visa-card/</loc>
		<lastmod>2019-01-18T06:27:44+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/pos-system/</loc>
		<lastmod>2019-01-18T06:27:52+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/visa-issuer/</loc>
		<lastmod>2019-01-18T06:28:01+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/posting/</loc>
		<lastmod>2019-01-18T06:28:04+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/fraudulent-user/</loc>
		<lastmod>2019-01-18T06:28:08+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/visa-merchant/</loc>
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	<url>
		<loc>https://cardstream.com/glossary/presentment/</loc>
		<lastmod>2019-01-18T06:28:21+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/hsbc/</loc>
		<lastmod>2019-01-18T12:08:21+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/visanet/</loc>
		<lastmod>2019-01-18T06:28:35+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/http-hypertext-transfer-protocol/</loc>
		<lastmod>2019-01-18T06:28:39+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/primary-account-number-pan/</loc>
		<lastmod>2019-01-18T06:28:44+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/voice-authorisation/</loc>
		<lastmod>2019-01-18T06:28:53+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/https-hypertext-transfer-protocol-secure/</loc>
		<lastmod>2019-01-18T06:28:54+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/void-transaction/</loc>
		<lastmod>2019-01-18T06:29:12+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/hyperlink/</loc>
		<lastmod>2019-01-18T06:29:22+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/prior-authorisation/</loc>
		<lastmod>2019-01-18T06:29:14+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/private-key/</loc>
		<lastmod>2019-01-18T06:29:29+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/voided/</loc>
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	<url>
		<loc>https://cardstream.com/glossary/independent-service-organization-iso/</loc>
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		<loc>https://cardstream.com/glossary/processing-date/</loc>
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	<url>
		<loc>https://cardstream.com/glossary/website-design-and-development/</loc>
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	<url>
		<loc>https://cardstream.com/glossary/interchange/</loc>
		<lastmod>2019-01-18T06:30:02+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/public-key/</loc>
		<lastmod>2019-01-18T06:30:03+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/interchange-fee/</loc>
		<lastmod>2019-01-18T06:30:18+00:00</lastmod>
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	<url>
		<loc>https://cardstream.com/glossary/interchange-reimbursement-fee/</loc>
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	<url>
		<loc>https://cardstream.com/glossary/public-key-cryptography/</loc>
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		<loc>https://cardstream.com/glossary/standard-floor-limit/</loc>
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		<loc>https://cardstream.com/glossary/receipt/</loc>
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		<loc>https://cardstream.com/glossary/internet/</loc>
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		<loc>https://cardstream.com/glossary/statement/</loc>
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		<loc>https://cardstream.com/glossary/recurring-billing/</loc>
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		<loc>https://cardstream.com/glossary/reference-number/</loc>
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		<loc>https://cardstream.com/glossary/stored-value-card/</loc>
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		<loc>https://cardstream.com/glossary/introductory-rate/</loc>
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		<loc>https://cardstream.com/glossary/refund/</loc>
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		<loc>https://cardstream.com/glossary/supported-cards/</loc>
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		<loc>https://cardstream.com/glossary/regulation-e/</loc>
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		<loc>https://cardstream.com/glossary/iso/</loc>
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		<loc>https://cardstream.com/glossary/tariff/</loc>
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		<loc>https://cardstream.com/glossary/isp/</loc>
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		<loc>https://cardstream.com/glossary/regulation-z/</loc>
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		<loc>https://cardstream.com/glossary/tcp-ip/</loc>
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		<loc>https://cardstream.com/glossary/issuer/</loc>
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		<loc>https://cardstream.com/glossary/repudiate/</loc>
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		<loc>https://cardstream.com/glossary/key/</loc>
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		<loc>https://cardstream.com/glossary/terminal-id/</loc>
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		<loc>https://cardstream.com/glossary/request-auth/</loc>
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		<loc>https://cardstream.com/glossary/the-co-operative-bank/</loc>
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		<loc>https://cardstream.com/glossary/retail-merchant/</loc>
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		<loc>https://cardstream.com/glossary/level-3/</loc>
		<lastmod>2019-01-18T06:33:23+00:00</lastmod>
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		<loc>https://cardstream.com/glossary/third-party-transaction-processor/</loc>
		<lastmod>2019-01-18T06:35:20+00:00</lastmod>
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		<loc>https://cardstream.com/glossary/magnetic-stripe/</loc>
		<lastmod>2019-01-18T06:33:38+00:00</lastmod>
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		<loc>https://cardstream.com/glossary/retrieval-request/</loc>
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		<loc>https://cardstream.com/glossary/reversal/</loc>
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		<loc>https://cardstream.com/glossary/magnetic-stripe-reader/</loc>
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		<loc>https://cardstream.com/glossary/magnetic-stripe-terminal/</loc>
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		<loc>https://cardstream.com/glossary/sales-draft/</loc>
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		<loc>https://cardstream.com/glossary/mail-phone-order-transaction/</loc>
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		<loc>https://cardstream.com/glossary/secure-code/</loc>
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		<loc>https://cardstream.com/glossary/service-charge/</loc>
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		<loc>https://cardstream.com/glossary/settlement/</loc>
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		<loc>https://cardstream.com/glossary/mastercard/</loc>
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		<loc>https://cardstream.com/glossary/settlement-bank/</loc>
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		<loc>https://cardstream.com/glossary/sic-code/</loc>
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		<loc>https://cardstream.com/glossary/mastercard-card/</loc>
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		<loc>https://cardstream.com/glossary/smart-card/</loc>
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		<loc>https://cardstream.com/glossary/ssl/</loc>
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		<loc>https://cardstream.com/glossary/transaction-identifier/</loc>
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		<loc>https://cardstream.com/glossary/mastercard-issuer/</loc>
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		<loc>https://cardstream.com/glossary/transaction-processor/</loc>
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		<loc>https://cardstream.com/glossary/merchant/</loc>
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		<loc>https://cardstream.com/glossary/transaction-type/</loc>
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		<loc>https://cardstream.com/glossary/merchant-agreement/</loc>
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		<loc>https://cardstream.com/glossary/triple-des-des3/</loc>
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		<loc>https://cardstream.com/glossary/merchant-bank/</loc>
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