With every transaction that passes successfully through the Cardstream Payment Gateway, the system raises a Cross Reference (sometimes known as a Token). These Cross References can be used in lieu of card details for the purposes of repeat or recurring payments, as well as refunds based upon an existing payment.
The Cross Reference will allow transactions to be processed for the same or more or less than the original amount, giving you full flexibility to run subscription, membership or any kind of recurring payments business.
Some businesses like to use this service as a PCI DSS compliant Card Storage facility, too. This is entirely possible and can be used by processing a full transaction or pre-auth. If you require any further information, please contact us.
As an added benefit, Cardstream does not charge for the use of these Cross References, Tokens or Card Storage.